Suara.com – Current investments are very easy for people to do, because there are many applications that offer beginner investors. Apart from that, the investment products offered are also varied.
One of them, Bibit.id, is a mutual fund investment platform that offers investment alternatives for investors who want stable returns in the short term. Stable Earn is a new investment product at Bibit with a straight upward and stable return graph when investors hold the product until maturity.
In terms of security, Stable Earn is also 100% safe, guaranteed by the state. This happens because the underlying asset Stable Earn is a short-term state bond product guaranteed by the state. Investors don’t need to worry about investing in Stable Earn in Bibit because the entire investment value is 100% guaranteed by the state without a maximum limit. The principal value of the investment and its return are also guaranteed to be received by investors at maturity.
PR & Corporate Communication Lead Bibit.id, William said, the presence of the Stable Earn product is the answer for some investors who want to diversify their investment portfolio into short-term investment products.
“Apart from long-term investment goals such as pension funds and children’s education funds, many investors in Bibit already have short-term investment portfolios. In this case, Stable Earn is a product that is very suitable for short-term investment because the return graph is stable until it falls tempo,” he said, quoted on Tuesday (19/12/2023).
William added, apart from the return and final investment value from purchase to maturity which can be ascertained, the Stable Earn product has several other advantages.
First, the Stable Earn return is higher than the average state-owned bank deposit interest which is in the range of 3-4% per year. Second, unlike deposits in banks which are only guaranteed up to IDR 2 billion per customer per bank, investments in Stable Earn are guaranteed by the state with no maximum limit because the underlying asset is State Bonds. Third, the Stable Earn tax is only 10%, while the deposit tax is 20%.
Meanwhile, investor and influencer in the investment sector, Doddy Prayogo added, said that the Stable Earn product is very suitable for beginners because it is safe, has attractive returns, and the return graph rises straight and is stable.