Suara.com – PT Bank Rakyat Indonesia Tbk (BRI) has a series of types of BRI debit cards with their respective advantages. This card list has differences, especially regarding daily withdrawal limits, monthly fees, and segmentation.
The company’s popular ATM card is the BRI BritAma ATM card. BRI is one of the largest banks in Indonesia. BRI branch offices, ATMs and special services can even be found in various remote areas.
BRI Britama itself is a savings product that supports e-banking facilities and real time online systems. Quoted from the company’s official website, this allows customers to make transactions anytime and anywhere. Following are the details of the BRI debit card and the explanation:
1. BRI BritAma ATM card
This is a popular ATM card for most BRI customers. Customers or ATM users are usually offered two options between a Black or Silver ATM card. The BRI BritAma Black ATM card costs IDR 6,500 while the Silver costs IDR 2,000. Both types of cards have a minimum initial deposit of IDR 250 thousand and a monthly administration fee of IDR 12 thousand.
The Black ATM card has a number of advantages regarding transfer limits between cards, interbank transfer limits and shopping limits at merchants. The transfer limit between BRI Silver cards (per day) is IDR 50 million, while Black reaches IDR 100 million. Black has an interbank transfer limit of IDR 15 million and Silver only IDR 10 million per day.
2. BRI BritAma Business ATM Card
According to the company’s official website, BRI BritAma Bisnis is a savings product intended for customers who want convenience in carrying out banking transactions that support their business. Where deposits can be made at any time and the frequency of withdrawals is not limited as long as the balance is sufficient and meets the applicable requirements.
BRI launched this ATM card specifically for business owners and business people. Customers have a Premium Debit Card with accessibility on the BRI, ATM Bersama, Link, Prima, Cirrus, Maestro and MasterCard networks both at home and abroad with larger limits.
The BRI BritAma Bisnis ATM card has a transfer limit between BRI IDR 100 million and an inter-bank transfer limit IDR 25 million (per day).
3. BRI BritAma X ATM card
Different from the two types of ATM cards above, this product is aimed at young people. This is a savings product with a special elegant debit card design.
The BRI BritAma
Users can choose a series of cards such as BritAma X Gentleman, BritAma X Ladies, and BritAma X Basketball. There are Classic and Gold versions. The daily cash withdrawal limit for Classic is IDR 10 million and Gold IDR 20 million. Transfers between BRI Classic are IDR 50 million while Gold reaches IDR 100 million.
4. BRI Junio ATM card
This ATM card is a savings product targeting the child segment aged 0 to 17 years.
BRI Junio is equipped with various design options and has a chip to support card security. The design is also more attractive so it can attract the attention of children and teenagers.
The initial deposit is also quite small, namely IDR 100 thousand to IDR 150 thousand. The transfer limit between BRI reaches IDR 20 million and the cash withdrawal limit is IDR 5 million (daily). The manufacturing cost is very cheap, only IDR 500. The monthly fee is also only IDR 5 thousand.
5. BritAma Foreign Currency ATM Card
The BritAma Foreign Currency ATM Card is a savings product in foreign currency. Customers can have easy transactions at more than 10 thousand BRI Work Units and 23 thousand ATMs throughout Indonesia. In addition, they get accident insurance of up to IDR 150 million.
The initial deposit varies, namely USD 50, CNY 350, JPY 5,000, etc. according to the minimum requirements from BRI.
6. Simpedes Card
Simpedes Savings are public savings in the form of savings in Rupiah currency which can be served at KC/KCP/BRI Unit/Cash Office/BRI Teras where deposits and withdrawals are not limited in frequency or amount as long as they comply with applicable regulations.
The transfer limit between BRI is IDR 20 million, between banks IDR 10 million, and cash withdrawals IDR 5 million (per day).
7. Simpedes TKI ATM Card
Simpedes is a savings account intended for migrant workers to facilitate their transactions, including for distribution/accommodation of migrant workers’ salaries. The initial deposit is only IDR 10 thousand and has a longer dormant period (passive savings deadline). The transfer limit between BRI is IDR 20 million, between banks IDR 10 million, and cash withdrawals IDR 5 million (per day).