After receiving treatment, Mother will receive a bill given by the hospital. If you have health insurance, you don’t have to worry about the cost of the bill anymore. This is one of the benefits provided by health insurance.
Health insurance is a type of insurance that guarantees the insured to get health protection. This protection includes hospital costs, drug costs, surgery costs, to post-hospital care costs.
Health insurance is ideally owned as early as possible, especially when family members are in good health. However, if you have to make a priority scale due to limited funds, then the parents should be prioritized.
“Because the level of risk is generally seen from the age factor. The older you get, the higher the risk,” said Lilian Haningtyas, Financial Advisor, to HaiBunda.
The next priority is working parents, then children.
When you want to choose health insurance, of course you need to find out in advance what you need to consider in choosing the right insurance for you and your family. By choosing the right health insurance, you can get the maximum benefits.
So, are you curious about how to choose the right health insurance? To help answer your question, come on, see the following article, yes, Mother.
7 Tips for choosing health insurance for your family
There are several things you need to do in choosing health insurance for your family. What are the tips. Come on, look at the following.
1. Confirm the type of insurance
Before choosing health insurance, you also need to make sure what type of insurance you want to buy, whether traditional health insurance or health insurance that becomes additional insurance in unitlink products.
When choosing the type, you also need to understand the difference between the two insurances. If you do not understand, you should consult with your financial advisor.
2. Find out the facilities offered
Each health insurance certainly offers different facilities. Therefore, you need to consider the facilities and benefits that you will get from the insurance. This is one important thing you need to do when choosing insurance.
“What service classes are offered, such as room maintenance classes, how much value is protected in a year, services can be used throughout Indonesia or abroad, and other benefits,” explained Maryadi Santana, basic financial planner, family, & insurance from Finante.id, to HiBunda.
3. Confirm the form of reimbursement
You also need to consider what form of reimbursement will take. In addition, also make sure whether there are limits in protection from each type of disease that is covered or not.
“The language in the insurance is all costs on bill replaced or there inner limit for each benefit,” said Maryadi.
Continue reading the next page to find out tips on choosing health insurance for other families, come on, Mother.
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Also watch the video 10 tips for choosing health insurance for families which is below, yes, Mother.