Your 20s are still very young, Beauties. And the things you do at this age, of course, can have an impact in the future. That is the age in the 30s and beyond.
Therefore, your various decisions in your 20s are certainly important. Here are some decisions that are considered correct.
1. Saving for Retirement Fund
Retirement Illustration/ Photo: Infographic Team: Andhika Akbarayansyah
Yes, you read it right. Retirement itself is ideal when someone reaches the age of 55 to 60 years. According to records detikFinance, Indonesians are ‘not ready to retire’.
This means wanting to be able to live comfortably in old age, but not really preparing for it. Para financial planner recommends that starting in your 20s, you can set aside some funds regularly for retirement later. Psst… Because the pension money from where you work may not be enough, you know.
You can start by setting aside 10 percent of your total income each month and adjust it to the right portfolio starting in your 20s, considering there is inflation and many types of investments.
2. Implementing a Healthy Lifestyle
Healthy Food/Photo: freepik/freepik
Health is usually rarely appreciated until someone has fallen ill. Yes, with a healthy body and soul, of course, it can support your daily activities.
In addition, the lifestyle that you are currently running can also reap the benefits in your old age. Like being able to avoid chronic diseases due to a bad lifestyle when you were young. Therefore, be diligent in exercising and eating healthy foods.
3. Dare to Try
Illustration of a woman who dares to try many things. / Photo: Freepik/ Jcomp/ Photo: Raudiya Nurfadilah H
Never failed, for some people will make them give up trying to try again. Disappointment is natural, Beauties. Be sad for a little while.. What you need to know is that everyone, apart from being successful, has experienced failure.
At this age you can use it to gain experience and explore as much knowledge as possible. Don’t blame yourself too much when you make a mistake.
4. Consistently Self-Improvement
Reading a book or morning newspaper/Photo: Pexels.com/cottonbro/
That is to make self-improvement to be better than yesterday. In this case you are no longer comparing yourself to others which ends up making you insecure.
How to be kind to yourself and others. As used to do positive self-talk, take care of mental health, improve sleep quality, also diligently read books.
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