Who is not happy if you get extra money outside of your monthly salary? Generally, we call this ‘bonus money’. After goal project or bonuses for good performance that we do, many companies do not hesitate to give extra money to their employees.
Feeling just a bonus and as a self-appreciation, many of them are wasting bonus money just like that. Though it will be very useful if we keep it well.
Well, here’s a wise way to use ‘bonus money’. Read more below, Beauties!
1. If There’s a Bill, Pay Some
Paying Bills/ Photo: Freepik.com/tirachardz
When you get unexpected money, set aside some of that money to pay bills or debts. Although it may not be due yet, this will greatly ease you in the future.
Wouldn’t it be much happier if debts or bills could be paid off quickly?
2. Switch to Needs
Switch to Needs/ Photos: Getty Images/iStockphoto/eldinhoid
You can also divert it to your needs. Remember, needs are not wants. What is it that you really need right now and does it have a big role to play?
You can divert the money for this. It could also be if you want to increase the stock of needs next month so that it feels lighter, such as buying basic needs for next month.
3. Save or Invest
Saving or Investing/ Photo: Freepik.com
This one is not to be missed, Beauties! It doesn’t take much, but you are always diligent in saving or investing the money you have.
It doesn’t feel useful now, but later when you need it and are in a urgency, you will be very grateful for the savings or investment you have.
4. Give a Little Self Appreciation
Give A Little Self Appreciation/ Photo: iStock
Since it’s the fruit of your hard work too, there’s nothing wrong with enjoying it. Give a little part for self-appreciation, whether it’s buying your favorite food, saving it for a trip later, or buying things you want.
But keep in mind, if it’s only a small part of this, don’t let the bonus money be considered as forgotten money that you just throw away. It’s a shame it’s wasted, isn’t it?
Beauties, those are financial tips for managing bonus money from the office. Easy isn’t it? Don’t forget to apply it!
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